Apply for Veterans’ Group Life Insurance
VGLI can continue qualifying military group life insurance after service when you pay the premiums.
Who this program may help
The applicable service event and prior SGLI coverage must meet the program requirements.
Read official eligibility instructions1. Identify the qualifying service event
Leaving active service is one of several listed eligibility situations.
Match your separation, retirement, reserve or other listed event to VA’s requirements.
Why this matters
The application period follows the applicable event.
OSGLI reviews eligibility.
Official references
2. Distinguish the application and health-evidence periods
The ordinary application period is one year and 120 days.
Read the separate rule allowing application within 240 days without evidence of good health.
Why this matters
Passing 240 days is not the same as passing the application limit.
Later applications within the permitted period require health evidence under the current instructions.
OSGLI reviews any required health evidence.
Official references
3. Compare coverage and premiums
Premiums depend on age and coverage amount.
Read the current premium schedule and comparison information before choosing coverage.
Why this matters
A temporary premium holiday does not make VGLI permanently free.
The insurer determines the premium under the policy.
Official references
4. Apply through the official OSGLI method
VA links to OSGLI’s online application and SGLV 8714.
Use the official linked application or the current paper form.
Why this matters
SGLV 8714 is not VA Form 21-526EZ or an insurance death claim.
Documents for this step
- SGLV 8714
Paper VGLI application; use the current form linked by VA
alternative - Evidence of good health
Application after the program’s 240-day no-health-evidence period
conditional
Official action:
Continue to VA’s VGLI application instructionsSubmit within the applicable application period.
Keep its application confirmation.
OSGLI reviews the request and coverage information.
Official references
5. Review the insurance response
An application receipt is not approved coverage.
Read the coverage start, premiums, beneficiary and policy-management instructions.
Why this matters
The policy governs the insurance.
Keep the policy and coverage confirmation.
OSGLI issues or explains the policy decision.